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We step inside what could be considered the most secretive room in Northern Ireland – the credit union loan office.

Beauty therapist Erin tells loan officer Charles about her hellish year and terrible luck with cars – right before asking for a loan for a new one! Meanwhile in Warrenpoint, Brendan is hoping to add to the smallest distillery in Ireland, with a few more casks to help him make even more whiskey, gin and poitín. He even brings in a brand new flavour for Louise to taste – but she’ll take no bribes.

Back at the Ballymena Causeway branch, Charles’s close friend Mark pops in to apply for a loan to pay for eye surgery. And loan officer Shannon gets more than she bargained for when Kevin, who needs a loan to expand his booming gym, has her exercising in the office.