Call You and Yours: Housing ladder
With rental prices rising and housing asking prices at a record high, where is this leaving those wanting to get on the housing ladder. Is home ownership within your reach?
Do you feel home ownership is within your reach?
Are you struggling to save up for your own place? Or struggling to keep up with the cost of rent. Perhaps you鈥檙e the bank of mum and dad, trying to help with deposits or rents鈥� but can鈥檛鈥�
A survey by the flat share site SpareRoom, suggests expectations around homeownership has shifted. While 56% believe they will be able to buy property at some point, 14% don鈥檛 think they鈥檒l ever get on the property ladder, and 30% are unsure.
The average house price now sits at 拢271,000, 拢16,000 pounds higher than a year ago.
Of those who don鈥檛 think they鈥檒l ever be able to afford to buy, almost two thirds (65%) said they are unable to save a deposit, while a similar proportion (67%) said they don鈥檛 earn enough to qualify for a mortgage.
What's your housing situation at the moment? Do you feel home ownership is within your reach?
Let us know - email youandyours@bbc.co.uk, and leave a number so we can call you back. And after 11am on Tuesday 27th May you can call us on 03700 100 444.
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- Tue 27 May 2025 12:04麻豆社 Radio 4
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