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This is the third series of Radio 4's programme which tries to solve some of the UK's most difficult social problems. This year, The Fix spends three episodes looking at one issue: debt. Why is it such an intractable problem in the UK, where 15% of the population have no savings at all? Presenters Matthew Taylor and Cat Drew bring together two teams of bright young minds and guide them through the process of designing a solution to problem debt. Then a panel of judges picks the best idea to be piloted by the local council. Producer: Chloe Hadjimatheou Researcher: Eleanor Biggs