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Available for over a year

On today's phone in, we want to hear from you about homes that are leasehold. Leasehold is where you buy a property but you don't own the land it's built on. Instead you pay grount rent to a freeholder, and service charges to a management company who are supposed to maintain and run the building. But, the government is looking to reform leasehold laws. Rising ground rents coupled with steep service charges mean some flats are becoming unmortgageable, particularly in prime city centre sites. You can be paying through the nose in ground rent and service charges and still have to fight to get repairs done. We'd like to hear from you if you live in a leasehold flat or house to tell us what its like. What's your experience of buying a leasehold home? You can call 03700 100 444 after 11am. Our email is youandyours@bbc.co.uk PRESENTER: WINIFRED ROBINSON PRODUCER: LYDIA THOMAS