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Is microfinance at a turning point? Has this form of lending to poor people become too commercial, or too greedy? Does it need to go back to its roots as a way to alleviate poverty? We hear different views from India, Kenya and Brazil. Plus David Lassalls from the CSFI, tells Lesley Curwen that the industry is suffering from an identity crisis. And Lucy Kellaway has a controversial view on female company directors.