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Britain wants to ban insurance firms from covering ransoms to cut the amount of money Islamic State raises from kidnaps. Are there too many smartphone apps on the market? The Â鶹Éç's Robert Champion went to the Apps World conference in London to find out if we have reached 'peak app' status. Plus, as banks involved in the rigging or fixing of the foreign exchange market are forced to pay hefty fines, what is it actually like to work as a foreign exchange, or forex, trader? Our regular commentator Lucy Kellaway reflects on her time involved in forex and what she thinks has, and has not, changed.