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How much are you throwing away each month on direct debits for things you never use? A recent survey by Sky Mobile suggested that on average, nearly a third of the money going out of our accounts in automatic regular payments is for things we’ve either forgotten about or we hardly ever make use of. Winifred Robinson has found out the top three ways we are all wasting money by direct debit. First broadcast on You & Yours, 10 May 2018.