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The cost of loans in Ghana is set to increase for the average borrower, following an upward review of rate at which banks can borrow money from the central bank, otherwise referred to as policy rate. This points to tougher economic times for ordinary Ghanaians who’ve had to deal with the effects of covid-19 on their livelihoods already. The Â鶹Éç's Ghana correspondent Thomas Naadi reports. (Photo:Cedi bills. Credit: AFP)